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LOCAL GROUP BENEFIT EXPERT EARNS NATIONAL REGOGNITION

September 2008

Winnipeg…….. Brent Ranger was recognized as a leading representative of the Chambers of Commerce Group Insurance Plan at the program’s national conference in Whistler, British Columbia September 11th – 14th. The top 100 Chamber Plan representatives from across the country were honored at the event for experts who met stringent qualifying criteria. Brent Ranger of Ranger West Financial & Insurance Services Inc. in Port Coquitlam, is the exclusive Plan Agency for the Tri Cities area.

Brent Ranger has been in the financial services industry for 24 years and has been associated with the Chambers Plan for 19 years. He held the position of President for the Chambers of Commerce in 1992 as well as past president for the Port Coquitlam Rotary Club. He served on the board of directors for the Cross Roads Hospice and Hawthorne Care Centre and continues to dedicate his spare time to community events and charities. Ranger West Financial specializes in customized group benefit plan as well as Life, Individual Disability and Critical Illness Insurance plans.

Nationally, the Chamber Plan provides group benefits to more than 25,000 small and medium sized businesses, members of 900 Chambers of Commerce and Boards of Trade which endorse the programs. The Plan was introduced over 35 years ago to make group benefits available to smaller firms. Today the program offers competitive rates, outstanding guarantees, and many free, value-added features for participants, including Best Doctors diagnostic support services.

The Chambers Plan has become the largest group insurance program of its kind in the country, providing tangible benefits to members of participating Chambers and Boards. From the National Service Centre, located in Winnipeg, the Chambers Plan is administered by Johnston Group Inc., named one of Canada’s 50 Best Managed companies in each of the past seven years.

To speak with Brent Ranger, please call 604-464-2712 or email at brent@rwfinancial.com.

Choosing your business year-end

If you’ve recently started a new business, one of the many decisions you’ll face the first year is choosing a year-end date.  Although many businesses have a December 31 year-end, not all are required to.  The legal structure will determine how much flexibility you have.

Sole Proprietorship or Partnerships
Since 1995 all sole proprietorship or partnerships are required to report their income on a calendar basis for tax purposes.  While it is still possible to have a non-calendar year-end for accounting purposes it is generally not advised given the complexity of tracking the two separate time frames.

Corporations
The year-end for a corporation can be any date in the year; however, a month-end date is the most common.  The first year can range in length from one day to as long as 53 weeks.  Once chosen, the date remains the same for all subsequent year ends.  Although you may submit a request to Revenue Canada to change the year-end date, the request is not always granted.

Tax Considerations
One of the many benefits of using a corporate structure for your business is the ability to minimize tax through tax deferral.  In some situations, you may be able to claim the management bonus expense in the current corporate tax year but defer paying personal tax until the following tax year.

Vortechs Electronics Design Open House
Saturday, Octobter 4th, 2008

Vortechs Electronic Design LTD are having an Open House for the Grand Opening of its new technology show roo from 12:00 pm  4:00 pm.  Management and sales staff will be on hand to give tours and demonstrations. 

Vortechs Electronics Design LTD

#103-1750 Hartley Avenue

Coquitlam, BC

604.519.0800

Place des Arts events

October 18, 7:30pm
Faculty Concert: Tales from the Celtic Harp
Join faculty member Rebecca Blair with her Celtic harp for an enchanting evening of music. From traditional Irish ballads and melodies to medieval dance tunes, Rebecca and her musical guests, soprano Phoebe MacRae and fiddle player Linda Bull, will take you on a delightful journey of story and song. Call 604.664.1636 to reserve tickets. Visit www.placedesarts.ca for more information.
Concert Tickets:
Students/Seniors: $11 + GST
Adults: $13.50 + GST
 
November 13
Positively Petite Miniature Exhibition Opening
Drop by Place des Arts and view this fun exhibition of miniature works in all media. Works are for sale and make perfect Christmas gifts for the artfully inclined. Runs to December 20
 
November 13
Place des Arts’ Christmas Boutique Opening
This popular fine craft market fills Place des Arts with the sights, sounds and smells of the festive season. Come and get a head start on your Christmas shopping in this warm and relaxed atmosphere. The gift shop will be jam packed with original artwork, hand-crafted treasures and holiday cheer.
 
November 15, 7:30pm
Faculty Concert: Sarah MacDougall and the Heroes
Come hear original music comopositions based on love, loss, heartbreak and travel plus a wide variety of tunes ranging from western swing to jazz and European pop. Sarah MacDougall and the Heroes features Place des Arts drum instructor, Shawn Killaly. Call 604.664.1636 to reserve tickets. Visit www.placedesarts.ca for more information.
Concert Tickets:
Students/Seniors: $11 + GST
Adults: $13.50 + GST
 
December 6, 4:00 – 8:00 pm
Light up the Square
Light up the Square features a tree-lighting ceremony, lively holiday entertainment, festive workshops and crafts, seasonal shopping at the Christmas Boutique, artisan displays, hot holiday treats and much more. This year, Place des Arts will also unveil our 35th Anniversary Community Public Art Commission during the event.
 
January 24, 7:30pm
Benefit Concert for the Scholarship for Advanced Musical Studies
Showcasing the extraordinary talents of music faculty performing with their senior students, this benefit concert raises funds for Place des Arts Scholarship and Bursary Awards Program. Call 604.664.1636 to reserve tickets. Visit www.placedesarts.ca for more information.
Concert Tickets:
Students/Seniors: $11 + GST
Adults: $13.50 + GST

Rotary Group Study Exchange

In April 2009 a team of young professionals, led by a Rotary Team Leader, will travel to Ecuador for a 4-6 week vocational and cultural tour.  Rotary provides a round trip airline ticket, accommodations with host families, meals and group transportation while in Ecuador.  Team members are required to pay for incidental personal expenses.

For further information contact: Russ McMurchie, Port Coquitlam Rotary Club
Phone: 604.944.1700   Email: russ.mcmurchie@coastalinsurance.com

Rotary is an organization of business and professional leaders united worldwide who provide humanitarian service and help to build goodwill and peace in the world.

There are 1.2 million Rotary members in some 31,000 Rotary clubs in more than 165 countries.  www.rotary.org         

Let Tianjiao be your connection to China. This is your chance to appreciate and develop a unique relationship with this rapidly growing economy.

Register today to get the early bird special and become the cultural ambassador to China for your organization!

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